More than 90% of UK small businesses experienced at least one cash flow crunch each year. This could be due to seasonal fluctuations, unplanned costs or general trading cash-flow gaps.
An RCF offers a valuable lifeline if and when needed. You have immediate access to funds and only pay for what you use for the time used. Ideal to bridge those cash-flow gaps.
We offer a personalised, one-on-one service by providing you with a personal Account Manager. This experienced professional will handle every aspect of your application, as well as answer any questions you may have along the way. We will work closely with you to understand your business needs and help you select the perfect loan to suit your specific requirements. We are committed to providing an exceptional, efficient service and empowering SMEs to achieve their business goals. All it takes is one simple, straightforward application, and we’ll handle the rest.
Advantages over a traditional business bank overdraft
UK banks are becoming even more hesitant to provide banking and any credit for small businesses, the lifeblood of our economy. If you are lucky enough to be accepted for a business overdraft, you are likely to experience that the amount offered is not sufficient to meet your cash-flow needs.
Our facilities start at £50,000 and go up to £5,000,000, the ideal amount required by our clients.
Advantages over a traditional term loan
Term loans are not ideal for general business cash flow. You are required to make monthly interest and capital repayments, on the full loan amount, for the full term, whether you are using the full amount or not. An impractical and expensive way to fund your short-term cash flow needs.
With an RCF, you only pay for what you need for the time needed, why pay for more?
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